Housing Loan

You’re one step closer to owning your dream house. Whether you want to purchase a new house or refurbish your current residence, our housing loans offer you comprehensive solutions.

Housing Loan Benefits:

• A loan value of up to JOD 500,000
• Funding of up to 100% of the home’s value
• Discounted and competitive interest rates
• Repayment periods of up to 360 months (30 years)
• Up to 1% processing fees only for the first year
• The ability to buy loans from other banks at competitive interest rates and exemption from processing fees
• AJIB will bear the mortgage fees
• AJIB will bear the property evaluation fees
• Up to 90 days grace period
• Joint loans for immediate relatives and family members
• Complimentary life insurance for the debtor throughout the repayment period

*Terms and Conditions Apply

• Minimum age of 18 years old.
• The minimum monthly income required for employed individuals is JOD 400.
• Minimum monthly income for self-employed is JOD 1000.
• To have a verified income.
• The property to be financed must be approved by the Bank first.

• A valid Jordanian ID or a valid passport for non-Jordanians
• Salary transfer letter or proof of income
• Signed and stamped three-months salary slips
• Signed and stamped six-months bank statement
• Utility bill 
• Liability/clearance letter
• Property registration document (property deed) and land blueprint (land map issued by the Land Registration Department), and site location blueprint for the property to be financed
• A report of the estimated value of the property issued by an accredited evaluator of AJIB
• Initial sale contract of the property
• Proof of advanced payment

• Through our Online Application Form
• AJIB  Contact Center on +962 6 5003005
• Visit the nearest AJIB Branch